Searchlight Solutions

Household Insurance – Intermediate

Summary

This interactive intermediate level household insurance training workshop is aimed at those with 12-18 months’ experience of household insurance business.

Our intermediate level household insurance training workshop can take your staff a step forward in their development programme – or, for more experienced delegates, refresh their knowledge.  The workshop includes practical case studies

Course Content

  • Standard underwriting risk factors, e.g. proposer, location of buildings, contents etc.
  • Non-standard household insurance risks – unoccupancy, business use, holiday homes, subsidence, flooding etc.
  • Standard and high net worth policy cover, conditions and exclusions
  • Introduction to liability cover in household insurance policies
  • The concept of managing household risks by relevant policy conditions and warranties
  • The principles and procedures for handling household insurance claims
  • The implications of fraud and strategies for reduction

Learning Objectives

  • Describe the concept of risk and its application to Household insurance
  • Detail the methods of obtaining insurance for non-standard household risks
  • Compare the standard policy covers, conditions and exclusions including high net worth cover
  • Recognise the need for, and provision of, liability cover in household insurance
  • Outline the concept of the application of warranties to a household policy, particularly with regard to security
  • Recognise the importance of satisfactory claims settlement and explore methods by which this can be achieved
  • Consider practical household insurance claims issues
  • Describe the implications of fraud and strategies for reduction

Ready to book?

Simply complete the booking form with your details and a member of our team will be in touch with the next available dates. 

Any questions?  

If you’re not quite sure if this course is suitable or are looking for further information, call our team on 0117 244 7221.